My calling and absolute joy is to help Families find a home to live life together in, creating memories. Blessed to do just that for 16 years as we raised our family. Living life with you. First Home, Downsizing, upsizing, investing for your future, I'm here for you, Stephanie. Please call me and let me know how I can help you, even if you aren't ready yet, I would love to answer any questions that you have.
When you purchase a pre-foreclosure you should be able to get a great deal! A seller who is in foreclosure should be able to sell their house for less than a normal home seller. Why would the bank take less than what is owed? They don't want the house back, and the seller can't afford to keep up with their payments.
When you find a pre-foreclosure with your realtor and you make an offer, the bank looks at the offer that you make using a realtor, evaluates the value of the house according to recent sales in this market and should take a percentage of that value. If your offer is close to that magic number, they should take your offer. You could really purchase a home at a great price.
Something you have to think about is this --- what is your time frame? It may take as long as 2 months to a year or longer to hear back on your offer on the house. Don't, I repeat, don't spend any money on home inspections or appraisals for your lender until your realtor has gotten written confirmation on the acceptance of the offer. If the listing realtor only gets a verbal approval and lets your realtor know that, you may mistakenly take that as an "a ok" sign to do your inspections. Make sure you have written approval from the bank before you spend any money.
No matter what property you may have become interested in, I always suggest to my buyers that they do a home inspection including termite inspection.
Please call me with any questions. I would love to help you in your Tampa Bay Home Search. First Time home Buyer Assistance. I can walk you thru each step of the home buying process. Looking forward to hearing from you. *Click Here to See what others have said about my Services*
Call me at 813-624-3332. I'd love to hear from you.